Funny. Not funny ha ah—funnyin that way you start to bump up against hysteria because it’s all too heavy and unreal and for every step you take forward you’re kicked three steps back. And you don’t even have tears anymore and so you laugh like some demented clown. And every time you say it can’t get any worse the fates align themselves to prove you wrong.
Back when graphic design was booming, I entered into 2 two-year programs and received both a graphic design certificate and a desktop publishing . I was making great money and not too worried about using the charge cards because I was able to pay everything off just fine. Then the recession hit. I was laid off. Couldn’t find work. Watched the credit card debt double and triple because when you can’t pay they screw you into the ground. And so I was drowning. Drowning under too much debt.
I decided the best thing to do would be to go back to school. Get my degree. As this point I was dealing with depression and diagnosed with bipolar disorder. I didn't do too well in school. I have a psychotic amount of college debt to pay back. The fates coming out to show me how bad it can get. And It's too sick a joke. Like some surrealistic landscape I'm trapped in but this can't be real, right. My government subsidized loan payment is $257. My unsubsidized payment is $335. I have a private loan through Sallie mae they want a payment of$456.64. (It is a 30,000 dollar loan I took out over the four years, to pay for books and housing.) On their payment plan I'll be paying back $94,000. I have had to move back in with my parents. I’m way to old to be here. And when I do find I job, I’ll be on a hamster wheel, working just to back back that debt. My loans total: $1057.64. I could live in a loft for that. I still owe my school some money. They have turned it over to collections. The guy that bought my debt keeps calling even though I told him I have no money. HE wants to work something out. What could we possibly work out. I've stopped answering his calls. I'm just tired. And starting to forget point and purpose. Lately, I'm too depressed to even write but hoping that I can sell a screenplay once this strike is over. Or maybe I'll finish one of the novels I'm working on. Or maybe I’ll click my heels together three times, close my eyes and chant, “there’s no place like home,” because this can’t be the real world.
hi I am a young man suffering from the debt of about $ 50000 you pay for the process that my mother was suffering from severe disease and now I am threatened to enter the prison two months left me wha...see full post
Here since: Jul 4, 2008
Female, 18
UTAH
Languages: ENGLISH
hi im teenage m0m i have a lil b0y hes g0nna be 0ne is ab0ut 5m0nths wh0 i l0ve with all my heart he the 0nly pers0n that helps me stay str0ng just by 0ne smile. but its n0t easy being s0o y0ung & try...see full post
Has anyone received any help on this site? at all????
I am going to lose everything very soon. I just got a letter stating that if i do not make a payment on my car by the 15th they are going to re...see full post
Here since: Jul 4, 2008
Female
Unemployed/police dispatcher
East Cleveland, Ohio
Languages: English
I a 29 year old single parent of one four year old son. Last August I lost my job, my car , my house and its a year later and I am still without. I need a grant . I am a very good writer, but because ...see full post
Here since: Jul 4, 2008
Female, 41
Office Employee
GA
Languages: English
I am a single parent again, first by death and now by divorce. I went to college for two years after my husband died and worked to take care of the children. I remarried only to get divorced three y...see full post
Here since: Jul 4, 2008
Female, 37
law enforcement
georgia
Languages: english
im on high blood pressure medicinje i want to know if its safe to take phentermine to boost my metabolism or tell me something asafe i could possibly take my energy level is low and i need help to bur...see full post
Here since: Jul 4, 2008
Female, 26
Hunting and fishing shop. Web design
Mugla
Languages: Russian English Turkish
Hello! Today i got a call from my customer who refused from working with us and I lost a lot of money that ı was going to pay for our expenses. It was a big some of money. I am crying now. I need mone...see full post
Here since: Jul 3, 2008
Female
Teacher
Seminole, FL
Languages: English
Hello there,
My husband who was semi-retired, is now severely disabled due to amputations of
both legs. He has undergone 4 surgeries in the past 6 weeks and has been in the
hospital since April 13...see full post
Here since: Jul 2, 2008
resturaunt mgr
jacksboro, tn
Languages: english
two of my children came down with salminalla posioning one years ago through no fault of our own my step mother had my children taken and i now pay 1800 dollars month for child support. i am three wee...see full post
Here since: Jul 2, 2008
Male, 27
Administration
San Francisco, CA
Languages: English, Spanish
Well, I am feeling pretty low and don't know what else to do. I'm in a financial bind, owing roughly 50K in debt, and about 150K in student loans. My immediate concern is that I will be unable to af...see full post